Understand what you need to wager, which games count and what you can withdraw. The conditions tell you more than the headline.
How to read this comparison
The table uses the supplied casino lineup. Placement is commercial, not a tested rating. Being listed does not establish a particular game, promotion, payment feature or NZ authorisation.
Operator buttons open affiliate tracking links in a new tab, and we may earn a commission. Check eligibility and the current terms before deciding whether to use a service. Read our review methodology for the evidence a recommendation needs.
The conditions that change a bonus
| Condition | What to establish |
|---|---|
| Wagering base | Bonus only, deposit plus bonus, or another defined balance |
| Multiplier | The number applied to that base |
| Contribution | How much each eligible stake counts |
| Maximum stake | The limit while a bonus is active, including special features |
| Expiry | When funds, spins or qualifying actions expire |
| Cashout cap | Any limit on winnings and what happens after wagering |
| Eligibility | Country, account, payment method and previous offers |
These fields must refer to the same promotion. Combining a homepage offer, old terms and another country’s conditions can produce a comparison that never existed.
A simple wagering calculation
For an illustrative NZ$100 bonus with 35× bonus-only wagering, the qualifying turnover is NZ$3,500. If the same 35× applies to a NZ$100 deposit plus the NZ$100 bonus, the requirement is NZ$7,000. The multiplier looks identical, but the obligation doubles.
Contribution changes the stakes required. At a 20% contribution rate, NZ$3,500 of qualifying turnover would require NZ$17,500 in eligible stakes. A game with zero contribution cannot clear the requirement, however much you stake. Try the calculator with the conditions you have actually read.
Free spins are not automatically cash
A free-spin offer should identify the game, number of spins, value per spin, release schedule and expiry. Winnings may enter a restricted bonus balance with their own wagering and cashout limits. The words “free spins” alone do not establish the amount you can withdraw.
If a hypothetical offer provides 20 spins at NZ$0.10 each, that is NZ$2 of spin stakes. It is not a promise of NZ$2 in winnings, nor a cash balance available for withdrawal.
Welcome, reload, cashback and loyalty offers
Welcome packages often spread rewards over several deposits. Compare the cost and terms of each stage rather than adding the maximum amounts and treating the total as one deposit offer. Reload offers apply to a later deposit and can have different eligibility conditions.
Cashback may be calculated on net losses, may exclude some games and may be paid as restricted bonus funds. Loyalty points can expire or require a defined exchange process. Ask what is counted, when rewards are credited and whether redemption creates a new wagering requirement.
Read cancellation and withdrawal rules
Cancelling a bonus can remove both the bonus and associated winnings, depending on the terms. A withdrawal request can also trigger cancellation at some operators. Do not assume that a mixed cash-and-bonus balance can be separated in the way you expect.
Save the applicable conditions and check how the account identifies real-money and bonus balances. If two official pages disagree, ask for the exact promotion’s governing terms before relying on either number.
NZ promotions and the current legal position
The comparison records offers observed on the supplied affiliate links on 23 October 2026, alongside available operator terms. It is a dated check, not a guarantee that an offer is available to every NZ visitor. Expand each row for currency, conditions and access limitations. The current New Zealand advertising position affects how casino promotions can be published. Read the regulator’s current guidance rather than assuming an overseas offer can be advertised locally. DIA: information for advertisers ↗
How to claim or decline a casino bonus: step by step
1. Read the offer that applies to your account
Identify the country, currency, account eligibility and exact promotion name. Save the dated terms before deciding. A search snippet, affiliate banner and logged-in account offer can differ; do not combine attractive figures from different versions.
2. Calculate the qualifying deposit and matched amount
For an eligible 100% match, a NZ$100 deposit would produce NZ$100 of bonus before any cap. A package total covering several deposits is not a single-deposit match. Check payment exclusions and whether a code or opt-in is required before moving funds.
3. Check the wagering basis, deadline and allowed games
Record whether wagering applies to bonus only or deposit plus bonus. Check each game’s contribution, the maximum stake, excluded features and any winnings cap. The smallest multiplier is not necessarily the least restrictive offer once these conditions are included.
4. Choose whether to accept
If you do not want the restrictions, use the documented opt-out process and confirm that a bonus has not been credited. Do not assume that an unchecked banner means no bonus. If the process is unclear, ask support before depositing or playing.
5. Confirm the credited balance and keep the terms
Verify the bonus, spins, expiry and qualifying progress in the account. If the credited reward differs, resolve it before playing with restricted funds. Do not make extra deposits or extend play solely to finish a promotion.
Roby Casino welcome package: the three stages explained
| Stage | Published match and cap | Published free spins |
|---|---|---|
| First deposit | 100% up to NZ$2,000 | 150 |
| Second deposit | 50% up to NZ$1,500 | 50 |
| Third deposit | 100% up to NZ$1,500 | 50 |
The source checked on 26 October 2026 totals the stages as 250% up to NZ$5,000 plus 250 free spins. A qualifying minimum deposit of NZ$40 applies. Its cash bonus requires 35× deposit-plus-bonus wagering within ten days. The terms also set a NZ$200 maximum bet and cash-bonus winnings cap of ten times the initial bonus; free-spin winnings have separate conversion caps. These are restrictions, not suggested stakes. Skrill and Neteller deposits are excluded from the offer. Roby casino promotion terms ↗.
A first-deposit calculation
An eligible illustrative NZ$100 first deposit plus a NZ$100 match creates a NZ$200 wagering base. At 35×, the qualifying turnover is NZ$7,000. With a NZ$100 second deposit, a 50% match would produce NZ$50 of bonus, so the same multiplier on NZ$150 gives NZ$5,250. The two stages have different obligations even though the deposit is identical.
Why maximising a package is not a goal
Reaching every advertised cap can require deposits far beyond the amount someone intended to spend. A package should be assessed one eligible stage at a time. Do not treat a bonus cap as a target deposit or a reason to increase a budget. Account eligibility and the current terms still need checking.
Welcome matches, free spins, cashback and loyalty rewards
Welcome and reload bonuses
A welcome match generally applies to an eligible early deposit; a reload applies to a later qualifying deposit under its own terms. Check whether accepting one prevents another, whether the bonus is automatically credited and whether the full package depends on completing earlier stages. A larger percentage can be offset by a lower cap or more restrictive wagering.
Free spins and no-deposit rewards
A spin offer must name the game, stake value, number of spins, release schedule and expiry. Twenty hypothetical spins at NZ$0.10 represent NZ$2 in spin stakes, not NZ$2 of withdrawable money. No-deposit describes how a reward is received; it does not establish the requirements for withdrawing winnings. Read the no-deposit guide for that distinction.
Cashback and VIP points
Illustrative cashback of 10% on eligible net losses of NZ$80 produces NZ$8 before any cap or further conditions. Check how net losses are defined and whether the reward is cash or restricted bonus funds. Loyalty points may expire or need conversion. Rewards do not undo the original losses and are not a reason to keep playing.
Low wagering, no wagering and sticky bonuses
Compare the basis before the multiplier
An illustrative NZ$100 bonus at 20× deposit-plus-bonus wagering with a NZ$100 deposit needs NZ$4,000 of turnover. A NZ$100 bonus at 35× bonus-only wagering needs NZ$3,500. The apparently lower multiplier creates the larger requirement in this example. Use the wagering calculator with the actual basis and contribution.
No wagering does not mean no restrictions
An offer described as no-wagering can still have eligibility, maximum winnings, game or withdrawal restrictions. The bonus itself may be non-withdrawable even when certain winnings are cashable. Establish which balance is cash and which part is removed on withdrawal. Avoid calling a reward “free cash” without that evidence.
Cancellation can affect winnings
A sticky or non-cashable bonus can have different withdrawal treatment from a cashable match. Cancelling an active offer may remove linked winnings or forfeit unused rewards. Read the cancellation clause and ask for clarification before requesting a withdrawal if the balances are mixed.
How to compare bonuses on mobile without missing the terms
Read the full offer, not only the card
Open the conditions below the comparison row and follow the original source. On a small screen, confirm that the currency, minimum deposit, wagering basis and expiry belong to the same promotion. A short card is a summary; the offer’s full conditions still govern.
Avoid urgency-based decisions
A countdown or large maximum reward does not establish value. If you cannot find the rules or calculate the obligation comfortably, do not activate the promotion. A deadline is a reason to review the conditions carefully, not to increase the amount or pace of gambling.
If gambling is becoming difficult to control, pause and seek support. Free NZ help is available on 0800 654 655 or by texting 8006. You can ask about your own gambling or someone else’s. Our responsible gambling guide explains limits, breaks and self-exclusion.
A little more clarity.
Is lower wagering always better?
Compare the base, contribution rate, expiry, max stake and cashout cap as well. A lower multiplier alone can be misleading.
Is a bonus a way to guarantee profit?
No. Wagering exposes funds to losses, and terms can restrict how rewards and winnings are used.
Do I have to accept a bonus?
Check the operator’s process. Where opting out is available, confirm that no bonus has been applied before you play.
Does a 250% package mean NZ$250 on one NZ$100 deposit?
Not when the percentage is a total across several deposits. Roby’s published casino package combines 100%, 50% and 100% stages. Each deposit has its own match and cap, so the first eligible NZ$100 deposit would be assessed under the first-stage rules.
Can lower wagering still require more turnover?
Yes. An illustrative NZ$100 bonus at 20× deposit plus bonus with a NZ$100 deposit requires NZ$4,000 turnover. The same bonus at 35× bonus-only wagering requires NZ$3,500. Always compare the basis as well as the multiplier.
Sources & further reading
Original source review: 23 October 2026. Additional sources and editorial explanations reviewed 26 October 2026. Individual operator observations carry their own dates. Terms and guidance can change.